Be ready for the storms that can pop up in life. Umbrella insurance is an excess liability policy that pays after your other policies have been exhausted or declined.
A quick example: If you’re in a wreck (your fault) and you caused more damage to the other person’s car/property than your auto policy will cover, your umbrella insurance picks up the tab. The alternative would be you paying out of your own pocket. Ouch!
Another example: Your neighbor’s kid climbs up your tree, breaks his leg, and his parents sue you. Most homeowners insurance polices exclude this coverage, and without umbrella insurance, you’d be stuck paying the hospital bill.
You never know when you’ll need umbrella insurance. But when you do, you’ll sure be glad you have it. To find out if umbrella insurance is right for you, come see us downtown (you can’t miss the historic Implement Store building) or call one of our independent insurance agents (334-263-5535).
myStarke Service Benefits
Did you know that we are an independent agency? For that matter, do you know what an independent insurance agency is?
Check out the benefits you get from a relationship with us that you don’t get from a captive agency.
Thanks to our independent agency status, we can fight for the best price, and we always fight for you. myStarke has a large platform of insurance companies to choose from, over 15 to be exact.
Your Personal Claims Advocate
Submitting a claim is no fun. An accident brings with it plenty of stress and trauma without piling on paperwork and phone calls. Enter Brenda Edge: your very own, dedicated claims manager. She works for you to make sure your claim is properly handled.
Every year, we take a detailed look at every one of our accounts. If anything has changed for our customers, we make the needed adjustments. If the rate increases more than one hundred and twenty-five dollars, we go to work to ensure you get the best bang for the smallest buck.